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There are hundreds of Homes for sale just in Brockton, MA. There is no questions that it is one of the best times to buy a home. Interest rates are low, prices are low and the inventory is huge. Now, before you decide it is time to get your home and stop paying rent, ask yourself the following questions:

1.Are you ready to stay in a particular location for at least 5 years? It would certainly n…ot be practical to buy a home if you plan on moving around a lot. Moving can be quite expensive and selling your home and buying another one will certainly consume time and resources.

2.How is your credit? Unless you are planning on paying for your home purchase in cash, you will need a good credit score and a stellar credit history to get approved for a mortgage loan.

3.How much can you afford? You should be careful in setting a budget for there are plenty of hidden costs which might surprise you along the way. Make an effort to avoid underestimating cost of buying a home and overestimating your financial capacity.

4.Can you afford the down payment? Most lenders require about 20 to 25 percent of the total home price as down payment. Of course, all your cash should not be used for this purpose for you have to deal with other costs such as moving, buying furniture, payment for services such as lawyer’s fees, insurances, etc.

5.Are you pre-approved? Most home sellers choose to accept offers from buyers who can prove their capability to pay for the home by showing a pre-approval letter from a lender. You would certainly want to enjoy such advantage especially if the home is attracting much buyer attention.

I am available to sit with you and help you make an informed Decision!

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